BODY.backimgfix {background-attachment:fixed} 
TABLE.linkcolornavy {link:#000066;visited:#000066}
DIV.margin20 {margin-left:20pt;margin-right:20pt}
TABLE.lineheight18 {line-height:18pt}
TABLE.lineheight30 {line-height:30pt}
TD.lineheight20 {line-height:20pt}

.line120{
	line-height:180%;
}